Insurance is protection for worst-case scenarios. People who fall, become victims of crime, sustain massive storm damage to their homes or have other unexpected experiences can potentially rely on insurance to reduce the long-term financial impact of those incidents....
Insurance companies have an incentive to minimize how much they pay when people file claims. The less they pay out, the larger the organization’s profit margins. The desire for profit directly conflicts with the contractual obligation to pay valid claims. As such,...
Discovering that your insurance company is not handling your claim fairly can be frustrating and stressful. Insurance policies are meant to provide protection and peace of mind during difficult moments, not add more uncertainty. Understanding how to respond is...
People have insurance policies to protect them when things go wrong, whether it's a car accident, a fire or some other event that causes damage and/or injury. When filing a claim, however, policyholders learn an unfortunate truth: insurance policies are written using...
People purchasing insurance coverage generally select coverage based on their concerns. Some carry the minimum amount of protection required by the law or their mortgage lenders. Others go beyond the minimum to enhance their protection in case of damage to the home...
Insurance coverage is mandatory in certain scenarios. Drivers generally need to carry liability coverage in case they cause crashes. Homeowners usually invest in policies that protect them from liability and offset their costs if they have to repair their homes due to...
People purchase insurance policies with the expectation that they will be able to count on the insurer to take care of covered events. In many cases, that’s exactly what happens, but there are times when insurers may deny claims. In Washington State, insurers must act...
When you file a claim, you expect the insurance company to respond clearly and fairly. However, sometimes, there is no outright denial, just silence, vague updates or repeated requests for the same documents that you have already sent. This waiting game can drag on...
When people pay for insurance coverage, they expect companies to uphold their policies. That is the nature of insurance coverage. People purchase policies to protect themselves from unanticipated losses and liability. They file claims when scenarios lead to injury,...
When you buy a policy, the insurance company probably wants you to believe that they are on your side. Some companies even use it as their national slogan. The insurance agent will probably be friendly and tell you how beneficial the policy is going to be for you. The...
