Insurance companies have an incentive to minimize how much they pay when people file claims. The less they pay out, the larger the organization’s profit margins. The desire for profit directly conflicts with the contractual obligation to pay valid claims. As such,...
Discovering that your insurance company is not handling your claim fairly can be frustrating and stressful. Insurance policies are meant to provide protection and peace of mind during difficult moments, not add more uncertainty. Understanding how to respond is...
People purchase insurance policies with the expectation that they will be able to count on the insurer to take care of covered events. In many cases, that’s exactly what happens, but there are times when insurers may deny claims. In Washington State, insurers must act...
Insurance premiums take up a reasonable chunk of your paycheck and in return, you expect your insurance company to deliver if and when the situation arises. Unfortunately, insurers may sometimes act in bad faith, undermining their commitment to fairly handle your...
By consistently paying your insurance premiums, you can anticipate having a safety net during difficult times. However, there is no assurance that your insurance company will respond promptly. So, what happens when your legitimate claim is met with unreasonable delays...
